Dan Cummins Chevrolet Buick of Paris

Address

1020 Martin Luther King Junior Boulevard, Paris, KY 40361, USA

Sales Hours

Monday - Friday: 8:30 AM - 8:00PM
Saturday: 8:30 AM - 6:00PM
Sunday: Closed

Service Hours

Monday - Friday: 7:30 AM - 6:00 PM
Saturday: 8:00 AM - 3:00PM
Sunday: Closed

Phone

Sales: (877) 392-5449

Service: (877) 750-3289

Dan Cummins Ford Lincoln

Address

4080 Lexington Road, Nicholasville, KY 40356, USA

Sales Hours

Monday - Friday: 8:30 AM - 8:00PM
Saturday: 8:30 AM - 6:00PM
Sunday: Closed

Service Hours

Monday - Friday: 7:00 AM - 6:00PM
Saturday: 8:00 AM - 3:00PM
Sunday: Closed

Phone

Sales: (859) 349-1227

Service: (859) 657-8184

Dan Cummins Chrysler Dodge Jeep RAM of Paris

Address

2021 Alverson Drive, Paris, KY 40361, USA

Sales Hours

Monday - Friday: 8:30 AM - 8:00PM
Saturday: 8:30 AM - 6:00PM
Sunday: Closed

Service Hours

Monday - Friday: 7:30 AM - 6:00PM
Saturday: 8:00 AM - 2:00PM
Sunday: Closed

Phone

Sales: (859) 587-3835

Service: (859) 587-3836

Dan Cummins Chevrolet Buick of Georgetown

Address

1470 Cherry Blossom Way, Georgetown, KY 40324, USA

Sales Hours

Monday - Friday: 8:30 AM - 8:00PM
Saturday: 8:30 AM - 6:00PM
Sunday: Closed

Service Hours

Monday - Friday: 7:30 AM - 6:00PM
Saturday: 8:00 AM - 3:00PM
Sunday: Closed

Phone

Sales: (502) 542-6488

Service: (502) 542-6561

Dan Cummins Chrysler Dodge Jeep RAM of Georgetown

Address

215 Connector Road Georgetown, KY 40324, USA

Sales Hours

Monday - Friday: 8:30 AM - 8:00PM
Saturday: 8:30 AM - 6:00PM
Sunday: Closed

Service Hours

Monday - Friday: 7:30 AM - 6:00PM
Saturday: 8:00 AM - 3:00PM
Sunday: Closed

Phone

Sales: (502) 287-1506

Service: (502) 908-9149

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2016 Chevy Volt Red

Scoping out the Chevy Volt

The 2016 Chevy Volt marks the second generation for the electric-hybrid car, and is promised to be more satisfying to drive than before. Which is impressive, because as far as electric-hybrid cars go the first generation is already said to be pretty satisfying. With the combination of stunning design and balance of power and efficiency, the 2016 Volt was voted the 2016 Green car of the Year by Green Car Journal. With the addition of a new and improved powertrain, design (inside and out), and efficiency, it only makes sense that the second generation Volt is going to be better than the first. Chevy dealers in KY can expect to see an increase in sales with the way this fresh model looks and performs. Exterior Design The overall dimensions of the Volt have changed with the second generation. It has become 3.3 inches longer, the wheelbase has increased by 0.4 inches, and the roof has become 0.2 inches lower. While these dimensional changes are negligible, the change in curb weight is significant. The nemesis of efficiency is curb weight, and the fact that the curb weight has dropped by 200 pounds shows that the engineers recognized that. The Volt’s fresh redesign is a welcoming addition, and the result is a Volt that looks more rounded and sculpted in the front. It gives the Volt an appearance of being jacked up in the rear, and no longer looks like the other electric cars out there. This more conventional more akin to a regular gas powered sedan, and is sure to attract some attention. Especially by those who wanted an electric car but avoided them because of their outlandish designs. Overall, it’s a much more handsome and sleek design than the first generation. Under this new design, the Volt is still riding on GM’s front-drive Delta II chassis. Even though it’s still sitting on the same chassis, the engineers were able to make the frame structure more stiff. This provides a more stable and secure feeling to the driver when going down the road, which is a nice plus for an electric car. The way the engineers were able to provide a stiffer structure is by dropping the rubber mounts that isolated the front subframe cradle. Even though it feels more solid and secure when going down the road, there is nothing to absorb the noise without those rubber mounts. The new Volt now rides a little louder than before, but a more stable feeling electric car is a fair trade off. Interior Design Inside, the Volt has gotten just as much of a redesign, particularly the touchscreen display. The first generation’s touchscreen is gone, and has been replaced with a new eight-inch informational one. Accompanying this new touchscreen is an array of practically arranged dials, switches, and knobs that make utilizing the features in the cab effortless and more intuitive than before. The finishing inside the cab matches the exterior design: more rich but conventional at the same time. The primary material inside is leather, accompanied by good-quality plastic to fill in the gaps. Chrome accent runs playfully throughout the dashboard, providing an accent that demands attention. As far as seating goes, Chevy managed to squeeze a third “seat” between the two in the back. Something that will warrant very limited use, and make those who get stuck in the center feel like they are being punished. Other than that minor setback, it's a well-done and much needed redesign overall. Performance and Powertrains The 2016 Volt also has a new engine: one of GM’s new 1.5-liter four-cylinder direct injection aluminum block engine. The previous 1.4-liter with 84 horsepower had a better compression ratio, but Chevy decided to go with their new 1.5 aluminum anyway. This is because, much like the frame, the new engine is lighter, 100 pounds lighter to be exact. Even though it’s lighter, it still pushes out 101 horsepower total, 17 more horsepower than the previous model. For Volt users, this is a win-win situation. Consumers who drive the Volt primarily use the electric aspect for transportation, obviously, and many consider the engine to just be dead weight. By providing a more lightweight engine Chevy eliminated both of those problems, while adding to fuel-efficiency. The Volt kept to its first generation roots though, and still uses two electric motors. This time though, there is not a shred of comparison between the first and second generation Voltec powertrains. The first generation used a big and small motor, whereas the second generation uses two that are relatively the same size. This allows these two motors work in unison more efficiently to to optimize and conserve energy, all while providing more power and torque. The combined electrical horsepower sits at 149, and the torque is 294 pound-feet, another upgrade from the last generation. This Volt is quicker than its predecessor, and now accelerates from 0 to 60 in 8.4 seconds. It now gets 41 mpg running on the gas engine and 102 MPGe while using just the electric motor. Battery Things are looking good for the battery; it’s dropped 31 pounds and gone up in energy capacity. Engineers knew that consumers preferred using the electric motors in the Volt, so they focused on creating a new regenerative feature. The “Regen on Demand” allows the driver to engage regenerative braking using a paddle behind the steering wheel. When this mode is engaged, the driver will lift off the gas pedal and the Volt will slow itself down. Allowing you to essentially operate it with one pedal under normal conditions, and letting the Volt capture its own momentum to recharge the battery. Thanks to the new battery capacity, the Volt is now able to drive 53 miles on a full charge without using the gas, and when the battery runs low on energy the Volt will switch over to using the gas engine. At this point, it engages a gas-powered generator that replenishes the battery as you drive. With a full charge and a full tank, the volt now gets a combined range of 420 miles. Safety The Volt is also sporting some impressive safety features for an electric-hybrid car. It features 10 airbags and a sensor that detects 360-degrees, allowing the proper airbags to inflate depending on the severity of the crash. Some other cutting-edge technology available is lane keep assist, rear cross traffic alert, and forward safety awareness. All designed to help keep you as aware as possible while cruising down the road. Like most Chevy products, the Volt is also accompanied by OnStar and automatic crash response. Allowing OnStar to contact you or send someone when the Volt’s sensors detect a safety feature has been engaged. Not Many Downsides This is one of the few model upgrades that doesn’t have a downside to it, everything has either been upgraded or redesigned for the better. Certainly the increase in powertrains and performance is going to be the main selling point of this electric-hybrid car, but I wouldn’t be surprised if the new look plays an important factor as well. The Volt also sports a new durable and lightweight frame, along with cutting-edge safety technology designed to keep you as safe as possible. Sure, it might be a little bit louder in the cab than the first generation, but I’d rather have a louder drive accompanied by a more protective frame than a quiet ride and weak frame.

credit-check

Need To Start Rebuilding Credit? Try an Auto Loan

Having a bad credit score can seem like an inescapable sinkhole - you need to take out loans in order to rebuild your credit, but because of your bad credit you can't get a good loan. It can feel like there is no way to improve your credit, which can seriously affect your life and general happiness and wellbeing. Luckily, there is still one good way to start rebuilding your credit through a manageable, short-term loan: take out an auto loan through one of your nearby bad credit auto dealers. These dealers specifically work with customers coming in with bad or no credit, and the loan programs they offer are designed to both protect the lender and be affordable for the consumer. As a result, many bad credit customers are able to effectively use their bad credit auto loan to repair a damaged credit score. First, Secure Your Loan When shopping for a bad credit auto loan, it's typically a good idea to try and shop locally. Nearby and neighborhood lenders are more likely to give out a loan to someone with a history in the nearby area, and who will be easy to contact in the event of a problem. By choosing a nearby lender, you facilitate easy communication and generally make the process a lot easier to process for the lender. You should go into the loan negotiation confident and knowledgeable. This means not only having a firm grasp of your credit score and what kind of interest rate and monthly payments you should expect, but also being generally knowledgeable about how the lending system works and what kind of reputation your lender has. Try to have your ideal loan terms already visualized prior to beginning negotiations; his gives you a good benchmark to stick to and can help you avoid overpaying or agreeing to unfair loan agreements. In the interest of securing a good interest rate, it might be a better idea to put as much money into your down payment as you can. This way you will be paying less in interest in the long run, your monthly payments will likely be smaller, and, most importantly, you;ll inspire confidence in the lender regarding your ability to juggle your payments and act as a responsible borrower. Next, Pay Your Loan Back This is the simplest but honestly the most crucial part of the bad credit auto loan business: paying back your loan on time, every time. Missing even a single payment can damage your credit rebuilding efforts, and so it is vitally important that you make sure to pay each monthly payment by its due date, if not a few days before. Some financiers recommend making double monthly payments or, at least, paying extra each month to help eliminate your principal more quickly. This is a good idea for several reasons, including the money you will save on interest and the confidence it will inspire in your lender as to your ability to repay the loan on time. Whether or not this will help your credit score is unclear, however, as early repayments are generally not reported to credit bureaus. It is also important to look out for prepayment fees in your contract, but otherwise, this is a fiscally sound plan to pay off your plan early. These are fairly simple tips, but following them through can work wonders on your poor credit score. After all, your credit score is built on your real-life borrowing habits, and there are few better ways to demonstrate that you've turned around bad past borrowing behavior than with a well-managed auto loan.

GM EcoTec Engines

Chevy’s EcoTec Engines: Lean, Efficient Driving Machines

In everything from the highly efficient Malibu to the powerful new Camaro, and even to the reliable Silverado, Chevy proves one thing consistently: Chevy knows, without question, how to make an engine. Take the Ecotec line of engines developed by Chevy, first introduced in 2014. This family of powerful machines – over a dozen in total, spanning over three- and four-cylinder models, each with a turbocharged edition as well – comes thanks to Chevy’s focus on modularity in their parts. If you haven’t already seen one in action at your nearby KY Chevrolet dealers, now might be the time to consider doing so. What Is an Ecotec Engine and How Does it Work? The Ecotec line’s three- and four-cylinder blocks each measure the same in dimensions like bore spacing, bore diameter, and liners to reduce complexity while increasing the ability to adapt each engine for a specific use. This modularity has allowed Chevy to perfect more specific features, like piston-cooling oil jets to optimize performance and a low-noise premium inverted-tooth camshaft drive chain. This line of small-displacement engines comes from what Chevy describes as its “clean sheet” engineering process, which focused heavily on improving features like: Central direct fuel injection Continuously variable valve timing Turbocharging Variable intake manifold airflow Engineers have been able to do just these kinds of improvements by relying on modular base parts as a starting point. What Cars in the Chevy Lineup Have Ecotec Engines? This line of unassumingly powerful engines has been tasked with powering some of Chevy’s more premium driving machines, like the new 2016 Camaro. The 2016 Chevrolet Camaro is driven by the Ecotec 2.0L turbo, which offers an impressive 0-60 mph acceleration in less than 6 seconds and more than 30 mpg on the highway, making this year’s Camaro the most efficient in the model’s history. With a turbocharger that can generate up to 20 pounds of boost and being capable of putting out an SAE-certified 275 horsepower and 295 lb.-ft of torque, this little turbo is a serious piece of refined driving power. The impressive new 2016 Chevy Malibu also runs on a power-dense Ecotec 1.5L turbo engine with fuel-saving stop/start technology to produce an impressive 37 mpg combined. This engine can generate a GM-estimated 160 horsepower and 184 lb-ft of torque, or drivers can upgrade to the Malibu’s available 2.0L Ecotec turbocharged, offering 250 horsepower and 258 lb-ft of torque while maintaining up to 32 mpg highway. Why Has Chevy Elected the Ecotec to Power Its Most Powerful Vehicles? Because the EcoTec can handle it – and Chevy knows it, from experience. Chevy subjects its EcoTec engines to some of the most grueling testing imaginable. This includes running test engines continuously for more than 2,000 hours – the equivalent of 12 straight weeks – at 5,200 rpm and cycling engines for 400 straight hours between peak horsepower and peak torque rpm levels in what are some of the most intensive and laborious tests in the industry. By stress testing its engine line so intensively on everything from performance in extreme temperatures to acoustic output, Chevy can move forward with the confidence that its most highly renowned performance models will continue to impress and deliver consistently excellent performance.

2016 Chevrolet Malibu

2016 Chevy Malibu - The Most Recent of a Chevy Hybrid Tradition

It’s finally 2015, and while the Chevrolet dealers in KY may not have cars that can run on garbage – yet – we are getting pretty close through the leaps and bounds in gas efficiency and hybrid technology that companies like Chevrolet have made. Just take a look at the new 2016 Chevy Malibu, which features a two-engine drive train that maximizes fuel efficiency in its gas engine and complements with its electric engine to deliver a whopping 48 miles per gallon combined. Plus, with further fuel-saving technology like an exhaust gas heat recovery system, which warms the cabin using reclaimed heat from the exhaust, this model was truly built to outstrip its competitors. The 2016 Malibu also sets itself apart from the field because it doesn’t have a charging port – meaning you don’t need to plug it in to charge its electric battery. The secret is in Chevy’s regenerative braking technology which captures the kinetic energy generated by the brakes during normal use and stores it in the Malibu’s 80-cell, 1.5-kWh lithium-ion battery pack. The 2016 Chevy Volt This impressive performance puts the 2016 Malibu at the head of Chevy’s pack of hybrid vehicles, with its new 2016 Volt – on which the Malibu hybrid was based – not far behind. At an impressive 41 miles per gallon in extended mode and a range of about 50 miles on electric power alone. And the Volt makes driving on just electric power easy, unlike the Malibu which always combines the two engines for maximized fuel efficiency. For most volt drivers, this means the gas engine won’t even be activated for most daily driving. The 2016 Chevy Spark EV These each come alongside the new 2016 Chevy Spark EV, a pure electric vehicle featuring an electric propulsion system drive unit paired with a lithium-ion battery. Because this powerful little vehicle lacks a transmission, it actually has impressive torque – an estimated 327 lb.-ft. It takes only seven hours to fill the battery or, with the Spark’s available DC Fast Charging option, up to 80 percent in just 20 minutes. With an 82-mile range per charge and an estimated economy of 128 MPGe city and 109 MPGe highway, this all-electric Chevy is perfect for everything from a day drive to a daily commute, leaving all fill-ups behind. Previous Chevy Hybrids The 2013 Silverado 1500 Hybrid Chevy really started making waves in the hybrid market with its 2013 Silverado 1500 hybrid, one of the first work trucks to hold the hybrid title. With a powerful dual-engine powertrain capable of switching between electric, gas, and a combination of the two, this pickup got an incredible 20 miles per gallon city and 23 highway, better than any competitor. This model also featured Chevy’s regenerative braking, meaning that drivers do not need to be near an outlet to charge their hybrid Silverado. The 2013 Tahoe Hybrid That same year, Chevy also released its 2013 Tahoe hybrid, which stormed the SUV market by offering a whopping 21 miles per gallon combined thanks to its twin electric motors and 6.0-liter gasoline V8 engine. This efficient SUV could still provide up to 379 horsepower. This was the sixth year in a row Chevy had released a hybrid Tahoe, and the line saw notable popularity in its time. With these vehicles, Chevy has shown it is capable of doing some really impressive work in the hybrid field. And with fuel-economy regulations on the rise, this could signal a Chevy hybrid as a sound and earth-friendly investment for the future.

2016 - Chevy - Malibu - Silver

Review of the 2016 Chevrolet Malibu

The midsize family sedan is back, and Chevy dealers in KY and the rest of the country are eager to have the recently released Malibu in their lots. A highly competitive midsize sedan market has been around for years, and in order to thrive automobile companies need to make miracles happen with their long-standing models. Which is exactly what Chevy did. A Fresh Design Sporting a complete redesign, the generic looking Malibu is a thing of the past. In its place is a sleek Impala-influenced design. Chevy grafted the well-loved parts of the Impala - the bold front end, sweeping rear flanks, split grille - and combined them with the mid-size Malibu frame. Giving the Malibu the fresh new look it deserves after a decade on the market. The Malibu is 2 inches longer than the current model and the wheelbase has been increased by 4 inches. The redesign also makes the Malibu 300 pounds lighter than previous models, which helps with its fuel economy. Thanks to its redesign, the space in the trunk and cabin has increased, rewarding buyers with a long-awaited roomier interior. New Technology There are some new technology features on the Malibu, the center piece being the 7 (or 8 depending on the model) inch touch screen display that is a versatile hub of technology. Teen Driving is one feature that can be used with the screen, and is engaged with a PIN code that allows parents to monitor their teen’s driving habits. While this may infuriate teens, parents can add multiple features to the touch screen to help ensure their teen is driving safe. It also includes features like triggering audible and visual warnings when approaching a preset maximum speed, or muting audio when front seat occupants aren’t wearing their seat belts. Other fun features include 4G LTE connectivity with a wifi hotspot, dual USB ports for rear seat passengers, and a wireless phone charging pad. Upgraded Safety Features All Malibu trims will house 10 air bags deployed by an advanced 360-degree sensor that measures the severity of an impact to adjust the inflation accordingly. When the air bags deploy, OnStar Advisor (if equipped depending on trim) is automatically alerted, contacting emergency services if you need help. If you don’t respond, GPS technology will help OnStar Advisor guide emergency services to your destination quickly. Some other optional safety features include lane keeping assist, blind-spot and rear cross-traffic alerts, adaptive cruise control, parking sensors, and front pedestrian warning. Even if you don’t get all these optional safety features, the standard 10 airbags coupled with the basic safety features are more than enough to keep you safe. A high-strength steel safety cage helps reinforce the frame of the cabin, which is surprisingly strong. Engine Options The base trim has a 1.5-liter four-cylinder that is rated at 160 horsepower paired with a six-speed automatic transmission. The engine combined with the reduced weight of the frame will let the Malibu achieve 27 mpg city and 37 highway. Impressive horsepower and fuel economy for a midsize sedan. There will also be a hybrid available using a 1.8-liter four-cylinder engine and a two-motor electric drive, reaching 47 mpg combined. But, if you are more interested in performance and don’t mind sacrificing fuel economy, then you can upgrade to a 2.0-liter four-cylinder engine putting out 259 horsepower paired with an eight-speed automatic transmission. Getting an average 22 mpg city and 32 mpg highway for an engine that size. The sleek Impala-influenced design of the Malibu is sure to turn some heads as it goes down the road. Starting at $21,625, the new look with state of the art technology, safety features, and engine options should make the Malibu a strong contender in the midsize sedan market.

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The Ins and Outs of Getting a Bad Credit Car Loan

Trying to find bad credit auto loans is easy, simply look for the nearest bad credit auto lender, walk in, let them set everything up, sign some paperwork and drive away in a car. But getting a good bad credit auto loan takes a little more effort than that, so it is important that you know the ins and outs of getting a bad credit auto loan. Getting Your Credit Report It all starts with your credit report and you need to get it, the earlier the better. There are three main credit reporting agencies: Experian, Equinox, and TransUnion that are all required by Federal law to provide each person with one free credit report per year, and you can get three copies of it if you need it. After you get your credit report, the first thing you should do is buy your credit score and find out where you land on the scale. Even though getting your actual score generally costs money, it is worthwhile so you can find out what your score is, because there are different categories that your credit score will fall into. A subprime credit score is typically averaged around 619, and this is around the score you will need too apply for a bad credit auto loan, since applying for a loan with a good credit score might actually get you a worse deal. Review and Repair After you get your credit report, it is time to identify any erroneous charges that may have been applied and take care of them, if that is a possibility. Along with taking care of erroneous charges, a lot of credit experts agree that you should try to also pay-off any outstanding charges and start improving your financial habits. Doing this will help give you an even better chance of getting a car loan, because if you are able to take care of these charges and make payments on time it will show that you have a measure of responsibility when it comes to making payments. Getting Prepared: What to Bring With You Now that you have resolved (or attempted to) any black marks on your credit report, you can prepare the materials that you will need to bring with you. Since you have bad credit, you might not get an auto loan (unless it is from a shady auto dealer) without showing some responsible financial habits. When you go to a lender to talk about financing, bring some type of proof that shows you are taking steps to improve your financial responsibility. Bring things like a recent pay stub from your job, your driver license, personal references, and a utility bill. All of these should aid your cause because they show that you are making steps to improve your financial habits, the job and drivers license showing that you can make money to improve your financial habits, and that you care enough to do so. All of this shows the lender that you have no intentions of missing payments, ultimately giving them peace of mind when approving you. Pre-Approval Now it is time to get pre-approved and start looking for a dealer, but you need to understand that you will be paying a higher interest rate than someone with good credit who wants to take a loan out on a car. Many dealerships offer online applications that you can fill out online to get pre-approved, and there is no such thing as filling out too many, lenders understand that you are looking for the best interest rate. Explore your options, don’t just apply, get approved, and then go take out a loan with the first lender you find. Take your time and find the one that offers the best rate, and do some research or ask around too make sure they are a credible lender. Finding a Bad Credit Auto Lender Your bank knows your financial habits better than anyone, even if you don’t think you will get approved go try and take out a loan with the bank anyway, they may be more willing to approve you than you think. Dealerships There are plenty of credible used and new dealerships out there that offer bad credit auto loans to customers, you just need to hunt around a little bit. Start with looking around online and paying attention to various advertisements you see or hear for dealerships that say things like “your job is your credit!” or “Bad Credit? No Problem!” These are all good places to begin filling out pre-approval forms if they have them, or going to discuss the options they have to offer. Used or New? Don’t forget about your used lots either, if they don’t have a website or pre-approval application bring your paperwork and go talk to someone at the dealership. While you might have an extremely high interest rate on a used car that could eventually add up to the full-sum of the original loan, it is a good option if you don’t mind making some of your own repairs if the car ends up needing them, or if you need a car as fast as possible to get you back on your feet. The new dealerships will have a bigger loan with a high interest rate as well, but the loans will not add up to equal the value of the new car. While it may not be as easy for you to get into a newer car, if you want something reliable that you plan on having for a much longer period of time then this is the way to go. No matter what type of lender you choose, avoid the urge to trade-up (if that is an option) until you have fully paid off the original loan. While a trade-up offer may be extended, you will end up paying off an even bigger loan if you trade up before the original loan has been paid off. Also, shop within your price range and avoid a car that has any unnecessary additions. Just because you can get a $20,000 car with heated seats and a nice sunroof doesn’t mean you should; go for the $14,000 car that will give you smaller monthly payments and will allow you to get that loan paid off faster. There You Have It! And there you have it! With a little research and hard-work, you will be well on your way to cruising down the road in a car, even with bad credit. Just do your research, show the lender that you are responsible and serious about paying off the loan, and don’t settle for a deal that makes you uncomfortable, and you will be fine.

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Choosing the Right Bad Credit Auto Dealer

Trying to find the right bad credit auto dealers might be a little difficult, but it isn’t impossible. It just takes a little searching and know-how, and you will be on your way to financing a car in no time. There are some bad credit auto dealers out there that are looking to screw you, but not all of them are like that. Thankfully, there are ways to ensure that doesn’t happen to you. One thing you can do to help with finding a good bad credit auto dealer is to get your own credit report. There are plenty of ways to get your own credit report, this way you are guaranteed that your credit score is done properly, and you can walk in knowing that your credit score is correct. In With the Good, Out With the Bad First and foremost, on an instinctive level, trust your gut. If something makes you feel uncomfortable or you feel like you are being forced into something, get out of there. Because chances are, you are trying to be forced into something. A tell-tale sign of a bad credit auto dealer is an auto dealer that wants to offer you a deal that will stick you with a low interest rate. “But how can a low interest rate be bad” you say? Well, I’m glad you asked! If you are in a situation where the dealer offers a low interest rate, chances are they are looking too make money off the big fees associated with a repo for their major source of income. Miss one or two payments on a loan and BAM, you are out of money on an expensive downpayment and out of a car within half a year. Stick to the Trusted Auto Dealers Don’t just go out there and find the closest bad credit auto dealer, do some research and asking around in your area to find out who the trusted ones are. Good, bad credit auto dealers will finance you for a higher interest rate, and you want a higher interest rate for two reasons. One, it shows that the dealer wants to actually help you long-term. They are giving you a loan with a high interest rate because that is how they will make their money, not off a repo, so they are in it for the long-haul just like you are. Two, it shows that they are worried just as much about this investment as you are, the high interest rate serving as a form of assurance for them that they will get their money over that period of time. The reasons are kind of one in the same, but that interest rate does serve two purposes. Another common tell-tale sign of a bad credit auto dealer is when a dealer implies that you need to buy extended warranties or other expensive and useless add-ons if you want to be financed. The reality is, you don’t need any of that stuff for financing or for your own reasons. All you need is a car to get you from point A to point B, am I right? Travel in a Pack It would not hurt to have an extra pair of eyes and ears when going get a bad credit loan from an auto dealer. Read up on red-flags and then let your friend know about them, that way if your head gets laden down with technical jargon, your friend can be there to catch anything that might slip by you that seems fishy. In general, just be cautious and take your time. No one is forcing you to walk into a certain dealership, if you feel that you are being tricked or forced into something just leave. There is no one stopping you, and nothing is legally binding unless you start signing papers.

2024 Chevy Corvette Eray driving down street at night

Hybrid or Electric: Your Next Used Car Bargain

Due to high gasoline prices, many people are out to find alternatives to gasoline-based fuel options. When browsing Lexington car lots for cars with alternative fuel systems, keep in mind that two of these options are hybrid and electric. With used vehicles being such a popular choice for buyers today, both hybrid and electric vehicles are available to you at a range of prices. The market today is actually featuring electric and hybrid cars at prices that are just a fraction of their new price tag! So, which should you choose for your next used car bargain? Benefits of Electric Cars Contact Us Electric Cars Offer the Best Deal Many used electric cars are fairly new and have low miles, but yet are being offered at bargain prices, well below what their supposed resale value should be. If you’re shopping for a used electric car, the more luxurious makes might not be within your budget, but you’ve certainly got options when it comes to other brands that make great electric cars and are on the market now for great prices. If you’re looking for performance, the all-new Chevrolet Corvette E-Ray, on sale in 2024, will be powered by an e-AWD system that works in tandem with its LT2 V8 engine. The E-Ray will have the fasted 0-60 time ever for its legendary nameplate. To learn more, check out our blog post about the all-new hybrid Corvette here. If you want a lower price, look to used EVs, such as a used Chevy Bolt. They can offer up to 200 miles of range, at a cost much lower than other leading EV brands. You can see our current inventory of used Chevy Bolts here. Hybrid Cars Give You Flexibility When it comes to electric cars, there are some restrictions. Some have a low range, and sometimes it’s hard to find charging stations. When you’ve got a gas or diesel-powered car, your options are pretty much limitless when it comes to where to refuel, giving you tons of flexibility while you are traveling. When you’re driving a car that’s pure electric, you’re limited on the number of miles you can drive before you need a charge. This can be cumbersome for drivers who like to take trips or have long commutes. Drivers who need to travel frequently may not find a friend in the world of electric cars, as being close to a place where you can charge your battery is an obstacle while on the road. While electric cars get some crazy good fuel mileage and are available for great prices used, these cars are probably ideal for city-dwellers or for those who don’t need to travel very far for work. The electric car can be great if your commute is predictable or you’re taking a well-scheduled trip. For those for whom the electric car is not ideal, there are the hybrid models. Hybrid vehicles are still selling for great prices and give you a lot of flexibility when it comes to fuel options. Hybrids may be ideal cars for those who are still passionate about decreasing their reliance on fuel, but who also recognize the impracticality of driving a fully electric car. Those who need to travel for work or with family or have long and unpredictable commutes would probably fair better with a hybrid model for their next used car. The other great flexibility factor when it comes to hybrid models is that many more car companies make them. While not every automotive manufacturer has made the push towards fully electric vehicles yet, many of them at least have hybrid models. Automakers today recognize the importance of saving money on fuel and the demand for other options besides gas-powered engines. What this means for you is that you’ve got a pretty good roundup of cars to choose from when it comes to your next used hybrid. What Are Two Drawbacks of a Hybrid Vehicle? Although there are many benefits to driving a hybrid vehicle, there are a few drawbacks. These include: Higher Maintenance Cost: A hybrid vehicle uses special parts and added technology, so maintaining one can be expensive. To avoid expensive maintenance costs, look for a hybrid vehicle that has a manufacturer’s warranty and follow the recommended maintenance schedule. Higher Insurance Cost: Hybrid vehicles have more advanced technology than other vehicles, and are usually driven in urban areas, both of which add to a higher insurance price tag. But you’ll save lots of money on gas, so that makes up for the money lost on insurance. Although there are some drawbacks to driving a hybrid vehicle, you can still use strategies to avoid them. Plus, the benefits such as the lower impact on the environment, higher fuel efficiency, and more technology make up for these cons. Either One Is a Bargain! When you’re shopping for used hybrid or electric vehicles, the fact is that either one you purchase is likely to be a bargain! This is great news for those looking to upgrade to a more modern car with great fuel economy at a fraction of the price tag for when these cars were new. Your only challenge will be to determine how well the cars measure up to what you’ll be needing them for. If you live in a city and have a set number of miles every day or don’t have far to go for work, then an all-electric model could be a fantastic bargain for you and give you everything you’re looking for. The hybrid might be a better option for those who require a little more flexibility with their job, family, or traveling. Regardless of which vehicle you choose, it’s likely you will get a great deal in the used market of hybrid or electric cars. The fact is: these cars are out there right now for amazing deals, and this is the perfect time to buy. Consider your next used vehicle as a hybrid or an electric model—with unsurpassed fuel economy, new models with low miles, and great prices, you’ve got nothing to lose. Many of these cars are still covered under warranty, so what are you waiting for? Choose a hybrid or electric model for your next used car bargain today!

Chevy Colorado Diesel

Chevy’s Colorado Diesel: Most Fuel-Efficient in Its Class

If you’re shopping for your next midsize truck at a Chevrolet car dealership, you should stop and give the Chevy Colorado a look. Brand new for this fall, the 2016 Chevy Colorado Diesel just happens to be the most fuel efficient in its class. That’s not all that makes the Colorado unique—the Colorado is also the o nly diesel midsize truck to be offered in its class! Quick Specs: 181 horsepower and 369 lb.-ft. of torque 7,700 lbs. Towing Capacity 8L four-cylinder turbo diesel engine Up to 31 mpg The Engine This 2.8L four-cylinder turbo diesel engine comes in six speed automatic without the option for manual. It does come with an option for a four-wheel drive and a rear-wheel drive. With 181 horsepower and 369 lb.-ft. of torque, this is one of the most powerful midsize trucks available. The towing capacity for this vehicle has been bumped up by 700 pounds to a total of 7,700 pounds for the Chevy Colorado Diesel. Diesel has been a popular option among truck drivers and non-truck drivers alike. The potential for great fuel mileage has got buyers looking at other options besides the standard gas. The 2016 Chevy Colorado has a cast iron engine that’s surprisingly fuel-efficient in order to deliver on the power as well as the fuel economy this truck has to offer buyers. A new balance shaft has been incorporated into the engine as well as an incorporated oil pump. Damped steel helps to block out the noise of this ride and is featured on the timing belt cover as well. This engine is the only diesel engine to be featured among midsize trucks. The Fuel Mileage Let’s talk fuel mileage numbers. The Chevy Colorado Diesel Duramax gets up to 31 MPG. That’s better than a luxury car and it definitely beats out its gas competitors in the midsize truck department—namely the Toyota Tacoma, which gets up to 24 MPG, and the Nissan Frontier, which caps off at 23 MPG on the highway. Neither of these midsize trucks made it into the 30s! The 2.8L Duramax is the diesel that’s the cleanest Chevy has to offer. Their emissions output is regulated by a diesel exhaust fluid canister, which is affixed to the truck beneath the bed and out of view. This will need to be changed about every 7,000 miles or so along with the oil. The clean diesel option combined with the high fuel economy makes this truck an impressive option for those who’d like to tow a little more. The Chevy Colorado impresses for 2016. It has a more truck-like feel with all its torque, an impressive fuel mileage number, and a max towing capacity that surpasses the gas Chevy Colorado as well as Nissan and Toyota. You won’t find another vehicle that matches the Colorado! For buyers who want a truck but don’t want the big trucks Chevy has to offer or the limited towing capacity that the other midsize brands have to offer, consider the 2016 Chevy Colorado Diesel Duramax for your next ride. It’s the most fuel-efficient truck in its class!

Hidden Costs: 3 Areas to Consider Before Buying a Car

Purchasing a car is a big deal. Whether you are looking into your first automotive purchase ever, or have years of experience at dealerships - the entire process can be overwhelming. There are countless options, criteria, and other important things to consider, which is why it's important to be prepared. Before even stepping foot onto used car lots in Lexington, KY, you should have a pretty good idea of what you are in the market for. more New or Used? That is a Very Good Question Whenever you make the decision to purchase a new vehicle, you should consider your buying options. Opting for a new vehicle has it's definite advantages, but choosing to buy a used car can save you a ton of money right out of the gate. If budget isn't your main concern, then you may want to consider purchasing a new car. If you are more budget-conscious, then buying a quality pre-owned vehicle can be a great option. We recommend sitting down and writing out a list of pros and cons to each buying option, to help you decide which one is right for you. Those drivers who realize the savings potential of purchasing a used car, should be sure to follow important steps to help ensure that they are getting the highest quality, well-maintained vehicle. Whichever direction you choose to go with, it is important to be aware of all of the costs associated with owning a car, truck, or SUV. Consider More Than the Sticker Price As it is well known, and as we have previously stated, buying a quality used vehicle can be a great option that will help you save money at the point of purchase. This initial savings can help out a great deal over the time that you own your car. Let's face it - owning a vehicle isn't free. There are a lot of costs associated with owning and maintaining a vehicle, that far exceed the amount you pay when you purchase your car. It's important to work these costs into your budget, and even more important to do a little research on the vehicle you plan to buy, before signing on the dotted line. Consider each and every factor about your potential new ride, because it can mean the difference between enjoying your new car, or regretting your purchase. A car is a BIG purchase, likely one of the largest of your life, so having any regret about it, is something no one wants to deal with. Top 3 Vehicle Costs - After You Purchase Your Car As most people are aware, the cost of a vehicle far exceeds the amount you pay on the day of purchase. From buying gas, to regularly scheduled maintenance, and more - owning a vehicle is a big deal, and can be an expensive, especially if you don't do the proper research. As most people are also aware, owning a vehicle is most often, a necessity. With the unavoidable cost of owning a car, coupled with the importance of vehicle ownership - it's important to know what to look for before you sign on the dotted line. Thankfully, if you do the proper due diligence, you will be able to purchase the right vehicle without killing your monthly budget. Let's take a look at three different areas that, if you don't do your research, can end up costing you in the long run. Fuel Costs: With today's cultural focus on gasoline prices, and EPA-ratings, this is one area that is least likely to go unnoticed. Despite the spotlight on this particular area, it is still an important one to address. Gas prices are constantly changing. This week, they may be under $2.00 per gallon, while next week they may teeter closer to $4.00 per gallon. It's important to take into consideration how you want your vehicle to perform when looking at this category. If you need a vehicle with a powerful engine that can perform essential tasks, then you will end up spending more money when filling up at the pump. If you only need your vehicle to get you from home to work, then a car that has a smaller engine will perform well, without requiring you to spend your life savings at the local gas station. No matter which end of the spectrum you fall on, be sure to buy a vehicle that is equipped with the right engine for your lifestyle. Maintenance Costs: Buying a used car, truck, or SUV can save you a TON of money up front, but it is important to make sure that the vehicle you are buying is in good working order. Once you know that your used car has been properly maintained, check out the specifics on the make and model you are considering, when it comes to maintenance costs. There are a lot of great resources available to car buyers, to help ensure that the vehicle they are buying, won't end up costing them more than the average maintenance costs. It is also important to consider that when you purchase a foreign-made vehicle, that regularly scheduled maintenance and parts may be harder to come by - and more expensive than cars made here in the United States. Insurance Costs: Car insurance is not only important to have for protection in the event of a crash, it is also illegal not to have. This is another mandatory cost that goes along with vehicle ownership. If you are considering a particular make and model of vehicle, you can call insurance companies to get quotes for what it will cost to drive. Some vehicles are considered safer than others, and will actually save you money with insurance companies. Likewise, vehicles that are deemed to be unsafe, will actually end up costing you more to stay legal. A little bit of research goes a long way with this particular cost, and your insurance agent will be able to quote you over the phone, prior to you purchasing your vehicle. If a vehicle has a cheap sticker price, but is deemed "unsafe" by your insurance company, it can end up costing you a lot more in the long run. Making a Final Decision Buying a new-to-you car can be a lot of fun. Finding the perfect make and model, and the perfect color to match your personality, can bring a lot of joy to your everyday tasks. While it is important to check off your "Must-haves" when you head to the used car lot, it is equally as important to make sure that your new car won't cost you thousands of dollars down the road. A little bit of research can go a long way with your new car purchase. If you take fuel costs, maintenance costs, and insurance costs into consideration when you buy your new vehicle, you can use the money you saved for endless adventures in your new car. A vehicle that has a higher purchase price, but low fuel economy, can end up saving you more money in the long run. Just remember that the opposite is also true. If a vehicle has a lower purchase price, you may end up spending a lot more money in fuel, maintenance, and insurance during your years of ownership.

Realtree

Conquer the Elements in Chevy's New Silverado

Calling all truck-loving outdoor enthusiasts! In the wake of special Silverado packages, like the Blackout, Rally Edition, and Custom Sport, the bowtie brand is taking an incognito approach to delivering a brand new package for the 2016 Silverado. Check out the camouflage-inspired Realtree Edition, featured at your local Chevrolet dealers and available on select Silverado trims. Designed with true adventure-seekers in mind, the 2016 Chevy Silverado Realtree Edition takes all the strength of the Silverado and enhances it with unique features, distinguishing it from the rest of the segment. As a matter of fact, Chevy reported an “overwhelming response from truck and outdoor enthusiasts” after introducing it at the SEMA Show in Las Vegas last November. Finally, the concept is on it way to becoming a springtime showroom reality. more The Real Deal - Silverado’s Realtree Edition As if the new 2016 Silverado wasn’t impressive enough, Chevy upped the ante by creating a soon-to-be-available camouflage design theme, complete with Realtree logos gracing the interior and exterior of the truck, which is otherwise dressed entirely in black. According to Chevy’s designers, the partnership with Realtree, the premier go-to for all things camouflage, “leverages the strength, versatility and personalization possibilities of the Silverado…” The match up between Chevy and Realtree has existed for a decade, partly because Chevy respects the Realtree mission of “supporting individuals and groups that work to ensure our outdoor heritage.” As such, Realtree furthers wildlife conservation and preservation efforts, crucial to the livelihood of hunters, fishermen, and outdoor enthusiasts all over the country. But why the Silverado or more specifically, why the Silverado 1500 LTZ crew cab? According to Chevy’s Director of Truck Marketing, Sandy Piszar, “The capability of Chevy trucks has always enabled customers to go where they want to go and that’s the inspiration for the new Silverado Realtree Edition.” As always with Chevy, it’s about choice and personal freedom. Or, as Piszar explained, “Personalized for the outdoorsman, this great-looking very capable Silverado offers another choice for customers looking for a truck with style, capability and dependability.” In this case, the personalization has been geared to those who feel most at home in the great outdoors and to great effect, according to Realtree’s President, Bill Jordan, who observed, “Working with the team at Chevrolet on this new Realtree Edition Silverado really brought home to me just how important the right truck is for outdoor enthusiasts. You just don’t realize how much goes into building a true performance vehicle until you look behind the scenes. The men and women at Chevy truly delivered on this project. This truck has the perfect combination of features, comfort and safety - whether you’re driving around town, on the highway or off road.” So, what kind of features is Jordan talking about? As far as Realtree exclusives, drivers can expect the blacked out cosmetic bells and whistles, from the all-black trim, black bowties, off set by authentic Realtree graphics, as well as black 20-inch wheels surrounded by all-terrain tires, off-road assist steps, and features from the off-road Z71 set up, including Hill Descent Control, G80 auto-locking rear differential, underbody shield, and Rancho monotube shocks. Of course, on the practical and cutting-edge side of things, Silverado Realtree drivers can expect technology like Chevy’s MyLink system, allowing smartphone connectivity and the use of applications like hands-free messaging and navigation, along with 4G LTE Wi-Fi, able to connect a maximum of seven personal devices simultaneously. The Silverado Realtree package is expected to be released in the spring, just in time for fishing, hunting, and camping season. Although we’re still not sure how much the Realtree package will set you back, we know it’s worth it and industry experts expect the package will add between $900 - $1400 to the Silverado’s overall cost. But, if camouflage just isn’t your thing, or if you simply can’t wait until spring, we’ve got all the details on the 2016 Silverados available for purchase at your Chevy dealers right now. The 2016 Chevy Silverado - “Most Dependable, Longest Lasting Full-Size” for a Reason Living up to its solid reputation, the 2016 Chevy Silverado features some new technology while retaining its tried-and-true powertrains for ultimate performance and capability. In fact, last year, the 2015 Silverado 1500 was named J.D. Power and Associates number one pick for its U.S. Initial Quality Survey. Still in its first generation, the newest Silverado carries over last year’s drivetrains, and why not? Drivers can choose between three powerful setups, all operated by either the standard six or eight-speed automatic transmissions. Starting off the trio is the EcoTec3 4.3-liter V6 engine, generating 285 horsepower and 305 lb.-ft. of torque, followed by the 5.3-liter V8, which gets 355 horsepower and 383 lb.-ft. of torque. Finally, the 6.2-liter best-in-class V8 commands any terrain, backed by 420 horses and 460 lb.-ft. of torque, with a whopping towing capacity measured at the class-leading 12,000 pounds. Although the pickup truck segment isn’t known for its fuel economy, this year’s Silverado boasts best-in-class fuel efficiency from the 5.3-liter EcoTec3 V8 option, rated at 16 city and 23 highway miles per gallon, while it’s 6.2-liter EcoTec3 V8 counterpart returns 15 city and 21 highway miles per gallon, and the V6 offers 18 city and 24 highway miles per gallon. Available in a range of trims - five total - from the entry-level WT to the top of the line High Country, the 2016 Silverado offers various cab configurations (regular, double, crew), bed lengths (5’8”, 6’6”, 8’) and seating options. Noticeably different this year is the abundance of LED lighting across the front of the mid to high end trims, with the LTZ and High Country even boasting LED taillamps, turn signals, and fog lamps. Wheel options come in three sizes, including 17, 18, and 20-inch. In keeping with tech trends, this year Chevy boosted its 4G LTE system with Apple CarPlay, and available Android Auto, broadcasting on its 7-inch infotainment screen. Extra enhancements come in the form of safety measures like Lane Keep Assist, Forward Collision Alerts, automatic high beams, and convenience perks like wireless charging for personal devices. Even added security is easier with the newly available remote-locking tailgate feature. With respect to safety on the road, the 2016 Chevy Silverado earned five stars in safety tests administered by the NHTSA, as well as the Insurance Institute of Highway Safety’s top rating of “Good.” Chevy expanded the 2016 Silverado’s exterior paint palette to include three new shades - Siren Red Tintcoat, Red Hot, and Iridescent Pearl Tricoat, which join the existing color options, listed as: Slate Grey Metallic, Silver Ice Metallic, Summit White, Black, Tungsten Metallic, Autumn Bronze Metallic, and Deep Ocean Blue Metallic. Three interior surface choices complement the truck’s exterior, including cloth, leather, and vinyl. Starting at the MSRP of $26,895, the 2016 Chevy Silverado has raised the bar in the pickup truck segment yet again and continues to challenge the class with its performance and reliability. Visit your Chevrolet dealers to test the 2016 Silverado and consider whether you’re ready to challenge the elements in the upcoming Chevy Silverado Realtree Edition.

air-bags

Quick Look at Safest Used Cars for Teens

The most important thing that parents think about when it comes to getting a used car for their teenager is safety. This is why the Insurance Institute for Highway Safety compiled a list of some of the safest used cars for teens to help you choose which one will be the best. You may want to browse a used Chevrolet dealership after looking at this list! So which vehicles topped the list? 2010 or Newer Chevy Malibu The Chevy Malibu ranked as one of the best midsize cars for teenagers. The 2010 year or newer is recommended as they contain more airbags, electronic stability control, and are very affordable. While some teens may want a smaller, compact car, it’s advised that parents stray from this idea. Having a larger car that has a heavier weight to it will better protect your teenager in the event of a crash. The 2010 Chevy Malibu also gets up to 33 MPG and has brake assist, electronic stability, and dual front side impact airbags to help your teen be as safe as possible on the road. 2009 or Newer Volkswagen Jetta The Volkswagen Jetta is a popular car and has also gotten the thumb’s up from the Insurance Institute for Highway Safety. These cars are relatively inexpensive and the sedan and wagon are both acceptable models for your teen. Get a 2009 and newer to ensure that it comes with the six standard airbags and dual front side impact airbags. The 2009 Jetta also comes with stability and traction control. These vehicles get up to 30 MPG and may even get better mileage if broken in. This could be a great used car for your teen’s first vehicle! 2011 or Newer Chevy Traverse If you’d prefer to have an SUV for your teenager, the Chevy Traverse is a large SUV on the list for the safest used cars for teens. You’ll want a 2011 model or newer. These SUVs are capable of up to 25 MPG and are larger vehicles so you’ll feel safer about your teen driving one. The 2011 Chevy Traverse also comes with a reverse sensing system, which can be an excellent choice for newer drivers who may not always be pro at backing up. You’ll also have the option of getting this with a camera as well. The Chevy Traverse comes with stability and traction control in addition to dual front impact airbags and dual front side impact airbags. 2010 or Newer Ford Fusion The Ford Fusion is a very popular car and is also surprisingly affordable used. Getting up to 33 MPG and even a spoiler to help your teen feel a little more modern makes the Fusion appealing to parents. Your teen will probably love the entertainment system with up to twelve speakers as well. You have the option of a reverse sensing system with a camera and the Fusion comes standard with electronic stability, traction control, brake assist, and dual front impact and front side impact airbags. 2010 or Newer Chevy Equinox The Chevy Equinox topped the list for small SUVs for teens. This will make you feel safer about your teen being in a vehicle that’s a little larger than a car but not quite as large as a full-size SUV. With up to 32 MPG, this is one SUV that’s got some great fuel mileage for your teen. Electronic stability, a security system, traction control, brake assist, and plenty of airbags keep this vehicle as safe as possible for your teenager’s first vehicle. When teenagers get their driver’s license, it can be a scary thing for parents. Ease your fears by picking one of these safest cars for teens rated by the Insurance Institute for Highway Safety. Used cars are a great market for teenagers and they’re still covered under warranty if they’re certified. Feel safe with your teen in one of these picks!

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